Delayed Thoughts On the Election

So far the pivot from jerk to adult has still not happened. Cheeto Jesus, the Siberian Candidate, is president. It’s late, but here are some thoughts on the election and its aftermath.

Although a lot of the GOP tried to distance themselves from Trump (until he won the election), I have a feeling that some big shots in the GOP are taking some notes about this election. The last time they won outright was 2004, with another guy who was proud to be stupid. So why not stick with what works for them?

To be frank, I was surprised that he won. I kept refreshing several news sites throughout the night.

To be fair, HRC did not run as good of a campaign as she could have. They spent way too much time on Nebraska trying to get that one electoral vote, and spent little time or energy on or in Wisconsin and Michigan. I am not saying that they should not have spent any time on Nebraska; it is a bad idea to write off entire states. But don’t ignore your strengths.

But there were many external factors that worked against HRC.

One is all the laws restricting voting rights (see this page and this page). Pretty much all of them were instituted by Republicans, and were structured to restrict the voting rights of demographic groups that are more likely to vote for Democrats.

One is the obsession with emails. To be honest, I have no idea what she could have done differently about this. A lot of people in the GOP had the “creationist mindset”: They have their conclusion, and they just needed some facts to back it up. Representative Jason Chaffetz plans to keep investigating HRC’s emails, because “we have to get to the truth”.  She has been investigated for years by people who wanted to find something to use to nail her to the wall, and they still found nothing. Here’s an idea: Maybe she didn’t do anything wrong. Maybe it’s time to admit your assumptions were incorrect. Maybe you have gotten to the truth, but you just refuse to accept it.

I do think the media bears some blame. For all the talk of a “liberal media”, they give Republicans a lot of leeway. They let Trump define himself and HRC. They went with what Trump said, and ignored what HRC said, ignored reality. Trump said she has no plans to increase jobs, but she did. Part of it was increased spending on infrastructure, which is something he talked about in his inaugural address. Trump said that HRC is a lapdog for Wall Street because she gave a speech to Goldman Sachs, but his campaign and now his administration have more Wall Street people on it than she did. He said she is shady and corrupt because she won’t release information about the Clinton Foundation. The fact is, she said she and Bill would shut down the foundation if she won the election. And we are still waiting to see his tax returns (link at White House site still good as of 2014-01-30 ).

I think the FBI director deserves some of the blame. He has been out to get the Clintons for years, and he got his chance. Note to future Democratic presidents: Do not put Republicans in important posts; it could bite you in the back later, and the rest of the GOP will still hate you. As I stated, it should surprise nobody that nothing came of the re-opening of the investigation. And if anybody tells you the FBI was not trying to influence the election, they are either lying or stupid. But apparently, the FBI only talks about investigations of Hillary Clinton, and nobody else. Plus, it’s odd that when they found out the DNC was hacked, they only made one call to a help desk, instead of calling then-DNC chief and incumbent Representative Debbie Wasserman Schultz. The investigation into HRC’s emails, however, went on full-speed ahead.

I think the real reason that the GOP is all worked up about HRC’s email server: It’s the only one the Russians could not get into.

And then there is Russia. I do think Russia “hacked the election” (which does not mean they actually hacked the voting machines themselves). Many of the people working on Trump’s campaign (and now administration) have been to Russia and/or have business ties to Russia (like Paul Mantafort, Carter Page and Michael Flynn; see this graphic of Trump/Mantafort ties to Russia). One of Trump’s sons said that Russians have invested in many Trump properties. Trump has given contradictory statements as to whether or not he has met with Putin.

I don’t know if Trump himself has any direct ties to Putin. But even during the campaign, he seemed to have this odd need/desire for some sort of approval from Putin. Until we see his taxes, we might not get the full story. I don’t know if there is a “pee-pee tape”, but I do suspect the Russians have some sort of financial leverage over Trump. Perhaps he owes them a lot of money. Perhaps he is helping oligarchs launder money (see this page and this page).

The question is not really whether Trump has any financial stake in Russia. The question is how much of a financial stake does Russia have in Trump.

One reason I think it is financial leverage is that I don’t think Trump cares if people think he is a pervert, or an amazingly small-minded and thin-skinned individual. But I do think he wants to be seen as a business and financial genius.

The “pee-pee tape” is a reference to a dossier by a former MI6 agent about Trump’s relationship with Russia which  mentioned golden showers. After it came out, Trump tweeted about it a few times:

  • Totally made up facts by sleazebag political operatives, both Democrats and Republicans – FAKE NEWS! Russia says nothing exists. Probably… (tweet here)
  • Russia has never tried to use leverage over me. I HAVE NOTHING TO DO WITH RUSSIA – NO DEALS, NO LOANS, NO NOTHING! (tweet here)
  • Russia just said the unverified report paid for by political opponents is “A COMPLETE AND TOTAL FABRICATION, UTTER NONSENSE.” Very unfair! (tweet here)

Notice that in two of them, he said that the Russian government says there is no tape. First off, Putin is a former KGB agent, and has a lot of former KGB agents (and possibly current GRU and FSB agents as well). I am not going to take their word on anything. I wouldn’t ask those guys if water is wet. Secondly, if you are accused of being too close to the Russian government or of being in a position to be blackmailed by them, using their denial as your argument makes it look like the accusations are true.

After Trump announced he was nominating Rex Tillerson as Secretary of State, he said Tillerson’s relationship with Russia is a selling point.  Believe it or not, I am not against having a good relationship with Russia. But it seems like Trump wants to please the Russian government, and kind of hates everybody else. Even most of his own constituents.

Someone on twitter pointed out that Trump has been consistent about only two things: How great he is, and how great Russia and Putin are. He seems to hate every other country on the planet. Even the one he will be running.

Trump says Russia will respect the USA more with him in charge. I doubt that. People generally do not respect lapdogs.

According to not-failing Bloomberg, Trump tweeted: “Having a good relationship with Russia is a good thing, not a bad thing Only ‘stupid’ people, or fools, would think it is bad! We have enough problems around the world without yet another one.” Nobody is saying a good relationship with Russia is a bad thing. It’s just that their leadership is full of liars and thieves who cannot be trusted. Another point: What does Trump mean by a “good relationship with Russia”? If by that he means Russians controlling our government, then, no, I do not want a good relationship with them. Also, if a good relationship with Russia comes at the cost of alienating the USA from every other country, then it is not worth it.

To me, a good relationship with Russia is necessary because you should keep your friends close, and authoritarian, interventionists closer. The US intelligence community has thought for a while that Russia has been meddling in the EU for some time, supporting parties that want to break up the EU. There is a movement to make California an independent country. It opened “California Culture Center” in Moscow (see this page and this page).
“It was opened by the President of Yes California Independence Campaign, Louis Marinelli, and the President of the Anti-Globalization Movement of Russia, Alexander Ionov.” That is according to the website of the Anti-Globalization Movement of Russia. News flash, dipstick: If you are encouraging part of a nation to declare independence, you are not “anti-globalist”. Don’t complain about corporations pushing you around if you want to break up other countries.

If the EU is broken up, and the US starts breaking up, who wins? That’s right, Russia. They become more powerful relative to everybody else. If you don’t like Brussels or Washington telling you what to do, but you have no problem with Moscow telling you what to do, you are an idiot.

Russia was behind the DNC hack, the Podesta hack, and a lot of the fake news (or more accurately: lies and propaganda). I also think that they are in cahoots with Wikileaks (see this page and this page).

It took a Google search, but there is a page that lists leaks by country. (I get a feeling of plausible deniability here.) There are a LOT of leaks about the US (over 9,500 at the time of this writing), and about 57 on Russia, 5 more for the “Russian Federation“. I am not one of those foam-finger, #1, USA-is-never-wrong guys, but don’t tell me that Russia has a better human rights record than we do.

Julian Assange had a show on RT. I don’t take Assange at his word that he has no ties to Russia. He has said that if he had dirt on the GOP he would release it, yet amazingly he seems to have a lot of documents tied to Democrats. He has insisted that nobody has sent him anything about the GOP. But that’s the paradox with Wikileaks, isn’t it? You just have to take his word for it.

Wikileaks has made a few weird moves, like getting personal info about ALL verified twitter users and putting it online. They also threatened legal action against MSNBC for talking about possible links between Russia and Wikileaks (see this page and this page). They could solve this by being more transparent.

Granted, sometimes people put themselves at risk by sending documents to Wikileaks. So maybe Wikileaks really has no idea who sends them stuff. Which means they really cannot say with any certainty whether or not the Russian government is the group that got/stole the info they are releasing. Yet somehow Assange is 1000% certain. Okay.

Assange saw the Panama Papers as an attack on Putin (many of Putin’s associates were implicated), yet ignored the grief it caused David Cameron and Sigmundur Davíð Gunnlaugsson (the then-Prime Minisiter of Iceland who resigned because of revelations in the Panama Papers).

When Wikileaks started, Assange wrote: “Our primary targets are those highly oppressive regimes in China, Russia and Central Eurasia.” So what changed?

Wikileaks does seem to like some people more than others. They have also released info about private citizens (see this page and this page). Not a group to be trusted.

I think Assange’s paranoia has turned Wikileaks from a force for good to a Russian mouthpiece. I am not clear why he was so afraid that Sweden would extradite him to the US. The US has an extradition treaty with the UK. I think if the US wanted the UK to send Assange over, they would have. And even if Sweden decides to drop the charges, he is still a fugitve from British justice. That is one problem he caused himself.

Let’s not forget, Trump advisor Roger Stone has stated he has a “back channel” to Julian Assange through a mutual friend (see this page, this page and this page). This is a guy who worked for Nixon during the dirty campaign of 1972, and has a tatoo of Nixon’s face on his back. Need I say more?

Also, some have said that this election was decided by the “white working class”. I don’t know if that is true, since a lot of people who should know better voted for Trump.

There has been some hand-wringing amongst Democrats about how to connect with the white working class. I think this is kind of funny. The Democratic Party has always been the party that stands with unions. Has the Democratic Party abandoned the white working class, or did the WWC abandon the DP? Yes, there is a lot more corporate influence in the DP than there was 30 or 40 years ago, but there is WAY more in the Republican Party. And the exodus of the WWC to the GOP started with Reagan. If the WWC votes for the party that is out to destroy unions, then there is not much you can do for them.

Some, like Bill Black and Thomas Frank, thinks liberals have driven the WWC out of the DP because a lot of liberals are “too smug”. Generally I like what those two have to say, but they are off their rocker on this point. The migration started with Reagan, who was elected when I was 9. Before many of today’s hipsters were born. Nobody is forcing these people to vote for the GOP. Nobody is forcing them to watch Fox News, or listen to the liars on talk radio. If someone keeps voting against their own economic self-interest for 30 years, it’s their own fault.

I have also seen articles telling us city folk that we need to understand rural communities and the WWC. Screw you. No I don’t. A lot of them are bigoted. I can tell you based on the questions and comments I get from these people and that I read and hear about, they (Trump voters) have no desire to understand me at all. They are intent on misunderstanding everyone but them. Why are they still asking, “If evolution is happening, why don’t cats give birth to dogs?” Tell me if you have heard this one: “You’re not really an atheist. You really believe in god, you’re just mad at him.” They might hear, but they refuse to understand.

Also: The popular vote. Which Trump lost. I have read that this point does not matter. I think it does. If it did not, why did he make his claim that there were millions of illegal votes? (I have heard of three people being arrested for voter fraud, all for Trump.) Trump seems to think that life is all about ratings and approval. He uses that as justification for his policies. The fact is that most people did not want him in office. Most people do not support his policies. He does not have any sort of mandate.

We on the left need to be more vocal, more forceful. When a GOP president or governor squeeks by, they act like God made them king. What a Democrat barely makes it in, the GOP uses that slim margin as a reason to obstruct. Perhaps we should obstruct. Be jerks if need be. Just don’t believe in nonsense, and don’t refuse to change your mind when the facts change.

First image from Wikimedia, assumed allowed under Fair Use. Painting “La femme et le pantin” (The Woman and the Puppet) by Angel Zárraga (1886–1946).  Second image  from Wikiart, assumed allowed under Fair Use. Painting “Hourglass” by Romul Nutiu.

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New Page: Things Trump Says He Knows

I have a new page on my site: Things Trump Says He Knows.

I think Trump knows about manipulating people, lying and being a jerk.

He claims to be an expert in more topics than I think any human could possibly be an expert in. So instead of documenting all his lies, I will start a list of things that Trump claims to know, especially things he claims to know “a lot” about.

He made this claim a few times during the campaign, and he made it in his first speech to the CIA.

I say right now: I reserve the right to stop updating this page. Because Trump thinks he knows a lot about a lot of subjects. He thinks he knows so much, I just might say, “Trump, please stop knowing so much, I can’t spend all my time updating that page.” I’m sure we will get tired of him knowing things.

Just like he said his campaign would get tired of winning. And the CIA would get tired of “so much backing”. But someone else can make a page listing all the things he says we will get tired of.

Image  from Wikipedia, assumed allowed under Fair Use. Painting “Witches’ Sabbath” by Francisco José de Goya y Lucientes, or just Goya (1746-1828). Goya should have his own website. He’s really a wonderful artist, very artistic in his art. Nothing to do with Trump.

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More Changes and Pages on the Site

I will be doing things a bit differently from now on. I will still post, but I will be putting more content on pages going forward.

I had started a category of posts about my “fitness journey”, but I decided to consolidate that into a page. (Someday I will finish it.) I also have a page for my “dividend journey” (why I decided to go with dividend investing) that started out as a post. I think some things are better on one page than split over multiple posts.

I will make something a page if I feel that posts should be consolidated, or the post is very long. If I make a change to the page, I will make a post stating that I made a change (and add an artistic image as well).

The monthly dividend reports will still be posts.

Image from Wikimedia, assumed allowed under Fair Use. Painting by Nicolas Poussin (1594-1665).

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2016-12 Dividend Income Report

Here is the dividend income report for December, 2016.

The monthly dividend income came out to $1027.76. The yearly income total for 2016 through the end of the month was $6076.53.

The income for December, 2015 was $954.52, and the yearly income for 2015 through the end of December was $5472.07.

RLI paid a special dividend in December, as they have done (in varying amounts) since 2010. 2010 is also when I first bought RLI. It’s almost like they knew I showed up. It is only because of the special dividend that I cracked $1000/month in December. Unless I buy a LOT of new stocks or increase shares in stocks I already have by a significant amount, I will probably not crack $1000/month again until next December. It will probably be a while until making more than $1000/month becomes a regular occurance.

Without the special RLI dividend, the yearly total would have been $5820.38, and the Decemer total would have been $771.61. For 2015, the yearly total without the special RLI dividend would have been $5227.18, and the December total would have been 709.63.

So 10% year growth is not too bad, but not too great considering what I might need. As I stated before, I guess in the back of my mind I thought this double compounding would be really snowballing by now. Shows you what I know.

I beat my total from 2015. But I still did not beat my best year, so 2016 is only my second-best year. My best year for dividend income was 2007, when I made $6575.54 in mutual funds in my 401k.

I will probably start investing in my taxable account again soon. I think this time I will stick with ETFs to avoid complexity. I will do dividend growth ETFs, real estate ETFs, and bond index ETFs. If the fund does not pay, stay away.

With regard to stocks, I will still be split between getting new stocks and increasing the number of shares in the stocks that I own. My goal is to either have 100 shares of each stock, or (ideally) enough shares such that each quarterly payout is enough to buy an entire share. Right now, only 7 get 0.9 shares or more a quarter. (With some stocks, sometimes there is more than enough to get a whole share, while other stocks are right at the cusp, and small price movements can push them above or below the 1 share threshold.) Right now I have 42 stocks, and not counting spin-offs I have sold 13. So to stay diversified I should probably buy a few more.

I will keep looking into food and water stocks.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each December from 2011 through 2016:

Month YTD Amount 3MMA 12MMA
2016-12 $6076.53 $1027.76 $605.28 $506.38
2015-12 $5472.07 $954.52 $575.86 $456.01
2014-12 $4438.02 $909.86 $481.67 $369.80
2013-12 $3406.20 $594.59 $344.05 $283.85
2012-12 $3585.01 $686.10 $386.41 $298.75
2011-12 $3091.99 $514.94 $323.40 $253.92

 

Here are the stocks and the income amounts for December, 2016:

  • AFLAC Inc: $47.16
  • American States Water Co: $27.82
  • Black Hills Corp: $15.73
  • Bemis Co Inc: $30.75
  • Vectren Corp: $25.69
  • Johnson & Johnson: $83.00
  • Archer-Daniels-Midland Co: $36.04
  • Emerson Electric Co: $52.01
  • Honeywell International: $67.56
  • Sonoco Products Co: $49.56
  • Exxon Mobil Corp: $88.56
  • Chevron: $26.96
  • 3M Co: $15.47
  • Walgreen Co: $22.13
  • Dover Corp: $10.49
  • Consolidated Edison Inc: $21.71
  • Kellogg Company: $55.87
  • Coca-Cola Co: $47.31
  • Valspar Corp: $22.17
  • RLI Corp: $25.62
  • RLI Corp: $256.15

Image from Wikimedia, assumed allowed under Fair Use. Painting by Pierre Mignard (1612-1695).

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I May Get A New Car

I may have to buy a new car. At least, new for me.

My “Check Engine” light came on. I got it fixed about a month ago. I had to wait around three hours for it to get done, since I do not have a Hot Asian Wife to cart me around.

Then it came back on again a day later. The next weekend, I took it in, waited, they fixed it. The guy said the wire connecting a part to the sensor came out.

Then a few days later it came on again. Same thing. This time he used a twist tie to keep in it.

A few days later, it came on again. Same code. Yesterday I made an appointment, and I waited two hours just to be told they would not be able to get to it that day. I really do not like my free time being eaten up waiting for my car to get fixed. Or not get fixed.

I would hate to get a new car just because of a small part, but maybe it is time. It is a 1997 Nissan Sentra with around 175K miles on it.

The issue has to do with the exhaust. I think I can get by for a few more weeks. The nice thing is that I got my state inspection done right before this all started.

My mom get her latest car at CarMax, and just raved about them. For the first time in 25 years, she is not driving a Honda. (If you felt a disturbance in the force recently, this might be why.)

When I was in Boise, I rented Prii (the official plural form of Prius) and I liked them. I might get one now.

I am not too happy about blowing a big hole in my savings. I think one of the reasons I have been able to save is because I have not had to make any car payments. Granted, I could pay it off at once. But still, that is a lot of money out of pocket. Enough to live off of for six months.

I really hate spending a lot of money.

Image from Bing Search, assumed allowed under Fair Use.

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Up Yours, Miami

Recently, Fidel Castro died. Presumably peacefully, in his sleep. Not in a jail cell.

And the Cuban community in Miami celebrated. The people who insisted on keeping the embargo long after it was obvious it was not hurting the Castro regime. Being against the embargo was not the same as being for Castro. There is nothing pro-Communist in saying a particular policy isn’t working.

I would just like to tell those people to go jump off a cliff.

I really hate it when people from communist countries come here, rave about freedom, and then shout down anyone who disagrees with them. And what has their intransigence gotten them? Most Americans were against it for the past decade (pdf file here, article here). I don’t think we should cling to ineffective policies just to avoid hurting the fee-fees of a vocal minority.

Many refugees dismiss anti-embargo arguments by saying that “You don’t know what it’s like to live under Castro”. No, but neither do many of the non-Cubans who were for it. If my lack of experience living under Castro invalidates my opinion, then it invalidates the opinion of pro-embargo non-Cubans. But somehow I don’t think they get dismissed.

Besides, it’s a federal policy. I vote for the senators, representatives and presidents who make and implement the policy, and my taxes go toward it.

Basically, it has been completely ineffective. Yes, the Cuban government seems to be moving away from Communism, but they are doing it on their schedule. They managed to survive even after the downfall of the USSR, and the loss of patronage from the USSR. The funny thing is, while the USSR was subsidizing Cuba, the USA was selling the USSR wheat; so in a way, the USA was actually helping Cuba indirectly. But I guess some people care more about form than substance.

I don’t have my finger on the pulse of the Cuban community, but in all seriousness, is Cuba the only oppressive regime they are about? China oppresses a LOT of people. Do they want the USA to embargo China? If it’s the right thing to do, then the size of the country shouldn’t matter, right? If don’t care about oppression when it’s not happening to you, then don’t come crying to me.

Image from Wikimedia, assumed allowed under Fair Use. Painting by Cuban artist Armando Menocal.

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2016-11 Dividend Income Report

Here is the dividend income report for November, 2016.

The monthly dividend income came out to $506.98. The yearly income total for 2016 through the end of the month was $5048.77.

The income for November, 2015 was $460.83, and the yearly income for 2015 through the end of November was $4517.55.

It looks like I will beat my total from 2015. But I will still not beat my best year, so 2016 will only be my second-best year. For the first time, my 12 month moving average was more than $500.

For the past few years, my total was going up by about $1000/year, but I think that rate will not hold this year. I will have to live to about 150 to be able to live off my dividends at the rate this is going. Granted, if I rolled over my Roth 401K from my job, I would have a lot more money to invest.

Right now, I am not too sure what to invest it in. PE ratios are still pretty high. But, as I have said, they have been high for a while. But, as Barry Ritholtz reminds us, markets are rarely fairly valued. Maybe next year I will start to buy more. I found a site called Earnings Cast that archives quarterly conference calls for a lot of companies. Another thing to add to my to-do list.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each November from 2011 through 2016:

Month YTD Amount 3MMA 12MMA
2016-11 $5048.77 $506.98 $502.98 $500.27
2015-11 $4517.55 $460.83 $477.55 $452.28
2014-11 $3528.16 $291.27 $357.30 $343.53
2013-11 $2811.61 $252.75 $277.74 $291.48
2012-11 $2898.91 $247.99 $262.78 $284.49
2011-11 $2577.05 $246.37 $232.84 $240.81

 

Here are the stocks and the income amounts for November, 2016:

  • AT&T: $50.31
  • Verizon: $60.26
  • WGL Holdings Inc: $17.05
  • Lowe’s Cos Inc: $19.23
  • ABM Industries Inc: $9.51
  • Air Products & Chemicals Inc: $57.28
  • Clorox Co: $46.56
  • Colgate-Palmolive: $43.85
  • Hormel Foods Corp: $14.18
  • Northwest Natural Gas Co: $28.95
  • Procter & Gamble: $40.49
  • Texas Instruments: $54.10
  • Eaton Corporation: $65.21

Image from Wikimedia, assumed allowed under Fair Use.

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2016-10 Dividend Income Report

Here is the dividend income report for October, 2016.

The monthly dividend income came out to $281.09. The yearly income total for 2016 through the end of the month was $4541.79.

The income for October, 2015 was $312.23, and the yearly income for 2015 through the end of October was $4056.72.

The twelve-month moving average was lower than it was last month. It has not gone down month-to-month in about three years. Last year I still had my taxable account, and I have shares of some companies in both my IRA and my taxable account, so some stocks paid a lot more in October, 2015 since I had more shares of them.

I sold all the shares in that account because owning shares directly in a taxable account forces an investor to deal with a lot more complexity that if they went with ETFs in a taxable account or kept direct shares in an IRA. But there is still some complexity when you own shares in an IRA.

In September, STR got bought out. In October, PNY got bought out. And APD and HON had spinoffs. I sold the shares from those spinoffs immediately. They have not announced any dividends, and I did not have that many shares anyway. For one of the spinoffs, I only got six shares.

All of this work has made me consider just going with ETFs. I do not plan on moving away from dividend growth investing. I would just like there to be a bit less effort on my part.

Just as I took a walk down memory lane for STR, I will do one for PNY. I bought 50 shares of PNY on 2010-07-12 at $26.00. By the time I was bought out on 2016-10-03, I had 60.503 shares. As with STR, all the new shares were from dividend reinvestments, not from actual purchases. The first dividend from PNY was paid on 2010-10-15, for $14.74, with a payout of $0.28/share, which bought 0.498 shares at a price of $28.10, while the last regular dividend was on 2016-07-28; I got $21.53, with a payout of $0.34/share, which bought 0.36 shares at a price of $59.74. That is an increase of about 45% in dividend income over five years.

October is an “A” month. Those months have the lowest income. I will have to buy new companies and/or increase my stakes in the companies I own that pay out in “A” months to make up for the income I will no longer get from PNY.

I don’t know why I did not get shares on the companies that bought STR and PNY. I always thought that is what a merger is. Perhaps I did not have enough shares to be part of the new club.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each October from 2011 through 2016:

Month YTD Amount 3MMA 12MMA
2016-10 $4541.79 $281.09 $508.05 $496.43
2015-10 $4056.72 $312.23 $459.42 $438.15
2014-10 $3236.89 $243.87 $368.19 $340.32
2013-10 $2558.86 $184.81 $295.19 $291.08
2012-10 $2650.92 $225.14 $285.46 $284.35
2011-10 $2330.68 $208.90 $258.17 $238.44

Here are the stocks and the income amounts for October, 2016:

  • Automatic Data Processing: $32.07
  • Coca-Cola Co: $46.92
  • MDU Resources Group Inc.: $11.18
  • Kimberly-Clark: $54.40
  • Piedmont Natural Gas Inc: $20.57
  • Illinois Tool Works: $36.43
  • Chubb Corp: $43.65
  • Sysco Corp: $18.35
  • RPM International Inc.: $17.52

Image from Wikipedia, assumed allowed under Fair Use.

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2016-09 Dividend Income Report

Here is the dividend income report for September, 2016.

The monthly dividend income came out to $720.86. The yearly income total for 2016 through the end of the month was $4260.70.

The income for September, 2015 was $659.59, and the yearly income for 2015 through the end of September was $3744.49.

Since September is a “C” month, the income was pretty high. Still not enough to cover the rent. Sometimes I wonder when this dividend investing will be enough to cover my expenses.

Questar (STR) was acquired by Dominion Resources. All STR shreholders got cash (at least I did) and a final dividend. I have been thinking about buying some more stock, and now I have to in order to keep getting the $12/quarter I was getting from STR.

I bought 50 shares of STR on 2011-03-02 at $17.34. By the time I was bought out on 2016-09-20, I had 59.367 shares. All the new shares were from dividend reinvestments, not from actual purchases. The first dividend from STR was paid on 2011-06-13, for $7.63, with a payout of $0.1530/share, which bought 0.442 shares at a price of $17.60, while the last regular dividend was on 2016-09-12; I got $12.95, with a payout of $0.22/share, which bought 0.517 shares at a price of $25.03. That is an increase of about 70% in dividend income over five years. (There was also another dividend on the day of the buyout of about $.07/share.)

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each September from 2011 through 2016:

Month YTD Amount 3MMA 12MMA
2016-09 $4260.70 $720.86 $505.47 $499.02
2015-09 $3744.49 $659.59 $443.06 $432.46
2014-09 $2993.02 $536.75 $353.04 $335.39
2013-09 $2374.05 $395.65 $293.78 $294.44
2012-09 $2425.78 $315.21 $283.66 $283.00
2011-09 $2121.78 $243.26 $256.81 $233.01

Here are the stocks and the income amounts for September, 2016:

  • AFLAC Inc: $44.72
  • American States Water Co: $25.61
  • Black Hills Corp: $15.62
  • Bemis Co Inc: $30.58
  • Vectren Corp: $24.27
  • Johnson & Johnson: $82.45
  • Archer-Daniels-Midland Co: $35.79
  • Emerson Electric Co: $51.00
  • Honeywell International: $60.14
  • Sonoco Products Co: $49.22
  • Exxon Mobil Corp: $87.81
  • Chevron: $26.44
  • 3M Co: $15.37
  • Questar Corp: $12.95
  • Walgreen Co: $22.03
  • Dover Corp: $10.43
  • Consolidated Edison Inc: $21.51
  • Kellogg Company: $55.50
  • Valspar Corp: $19.71
  • RLI Corp: $25.54
  • Questar Corp: $4.17

Image from Wikimedia, assumed allowed under Fair Use. I just got tired of looking for images of money.

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2016-08 Dividend Income Report

Here is the dividend income report for August, 2016.

The monthly dividend income came out to $522.20. The yearly income total for 2016 through the end of the month was $3539.84.

The income for August, 2015 was $406.45, and the yearly income for 2015 through the end of August was $3084.90.

I am still on track to make more than I did last year, but not by much. The rate of increase is already slowing. I bought TXN in January, and more ADP and EMR in late June. It will take awhile for the second two to have a big effect. So I think 2016 will be my second-best year for dividend income. Before I started DGI (dividend growth investing), my second best year for dividend income was 2008, when funds in my then-employer’s 401(k) made $5420.86. I beat that last year by making $5472.07. The best year so far was 2007, when I made $6575.54. I do not think I will beat that this year.

It might be awhile before I set a new record. I am thinking about reducing my exposure to oil companies and increasing my exposure to water utilities. I think water utitlies are a better bet going forward, but they have lower yields.

I am still debating whether I should buy new companies, or buy more of what I have until I get everything I own up to 100 shares.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each August from 2011 through 2016:

Month YTD Amount 3MMA 12MMA
2016-08 $3539.84 $522.20 $493.44 $493.92
2015-08 $3084.90 $406.45 $427.26 $422.22
2014-08 $2456.27 $323.94 $348.41 $323.64
2013-08 $1978.40 $305.11 $279.05 $287.74
2012-08 $2110.57 $316.04 $280.53 $277.00
2011-08 $1878.52 $322.35 $254.56 $225.45

Here are the stocks and the income amounts for August, 2016:

  • ABM Industries Inc: $9.46
  • AT&T: $49.75
  • Verizon: $58.36
  • WGL Holdings Inc: $16.93
  • Lowe’s Cos Inc: $19.15
  • Vodafone: $33.25
  • Air Products & Chemicals Inc: $56.95
  • Clorox Co: $46.28
  • Colgate-Palmolive: $43.62
  • Hormel Foods Corp: $14.12
  • Northwest Natural Gas Co: $28.59
  • Procter & Gamble: $40.18
  • Texas Instruments: $40.90
  • Eaton Corporation: $64.66

Painting “Money” by František Kupka, image from Wikiart, assumed allowed under Fair Use.

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