2018-11 Dividend Income Report

Here is the dividend income report for November, 2018.

The monthly dividend income came out to $50.86. The yearly income total for 2018 through the end of the month was $4657.77.

The income for November, 2017 was $560.60, and the yearly income for 2017 through the end of November was $5699.20.

Over the past year, I have moved most of my money into dividend growth ETFs. I have not paid as much attention to individual stocks. I have not downloaded the U.S. Dividend Champions spreadsheet every month since I switched from stocks to ETFs.  I found out that the original maintainer, David Fish, died recently. See articles on Seeking Alpha here by Mike Nadel  and here by Abby Carmel. It is now updated by Justin Law https://seekingalpha.com/author/justin-law#regular_articles The writer at Dividend Growth Investor also puts out their own version of the Dividend Champions spreadsheet. In fact, it was at Dividend Growth Investor that I first heard about the death of David Fish.

One of the tributes on Seeking Alpha said that David Fish did not like the idea of telling people what to buy. A few times people have asked me about investing, and I told them about DGI and the Champion spreadsheet. That alone could guide someone’s investment plan.

The Dividend Champion list divides companies into three categories depending on how long they have been raising their dividends: Champions (25 or more years), Contenders (10 to 24 years), and Challengers (5 to 9 years). Even if you using just ETFs (as I am), it is still a good idea to look at this list once in a while because it will tell you how many companies are raising dividends, and in my opinion give you a tool to gauge the health of the economy. Here is a table for the breakdown of CCC companies for December

Year Champions Contenders Challengers Total
2018 865 130 200 535
2017 815 113 222 480
2016 764 107 226 431
2015 753 106 253 394
2014 589 105 246 238
2013 471 105 211 155
2012 466 106 180 180
2011 449 102 145 202
2010 417 98 129 190

Look at that. Mostly increasing numbers. While Obama was president. I guess our not-so-liberal media is wrong when they tell us that things go better with the GOP in charge.

One issue with dividend investing is how it will do in a downturn. It did well in the past two downturns, so I think there is a good chance it will do well in the next. Mike Nadel mentions this in his remembrance of David Fish. He mentions an article in the New York Times saying DGI is not a great strategy since companies could cut dividends when the economy contracts. He wrote a rebuttal, inspired by something David Fish wrote to him: Actually, more than 70% of companies that were Dividend Champions back in 2007 continued to raise dividends through the recession, and another 9% merely froze their dividends. So approximately 80% did NOT cut their dividends.

The funny thing is that if the economy contracts, indexing will not do well either. Nor would active stock picking. It seems like it is the people who push buybacks and capital gains who speak of the benefits of their strategies in terms of absolutes, and ignore the times their strategies do not work. The DGI crowd talks about probabilities. It is a better way to approach life.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each November from 2011 through 2018:

Month YTD Amount 3MMA 12MMA
2018-11 $4657.77 $50.86 $562.56 $541.30
2017-11 $5699.20 $560.60 $559.31 $560.58
2016-11 $5048.77 $506.98 $502.98 $500.27
2015-11 $4517.55 $460.83 $477.55 $452.28
2014-11 $3528.16 $291.27 $357.30 $343.53
2013-11 $2811.61 $252.75 $277.74 $291.48
2012-11 $2898.91 $247.99 $262.78 $284.49
2011-11 $2577.05 $246.37 $232.84 $240.81

Here are the stocks and the income amounts for November, 2018:

  • Vanguard Total Bond Market ETF: $39.79
  • Vanguard Total International Bond ETF: $11.07

Big Jim wishes he could have thanked David Fish while he had the chance.

“Pegasus Departing” by Albert Pinkham Ryder (1847 – 1917) at the Smithsonian Museum,  assumed allowed under Fair Use.


Another Glibertarian Encounter

At a Meetup recently, I met a recent transplant from Louisiana. He was here to escape from religion. He also said he was a libertarian. I blogged a few years ago that I met a libertarian that did not seem crazy, but I am back to my default position that most people who go around calling themselves “libertarian” are generally either lying to themselves, or to the rest of us.

This guy claimed he was sick of “both parties”, but he spent a lot of time criticizing Democrats and defending Republicans. He also said he generally votes for Republicans. But don’t call him a Republican, because he is so not a Republican! (I think he is on one of the panels of the “24 Types of Libertarian“, but NOT the Libertarian Bingo Card.)

He went on and on about how he was sooooo much smarter than his co-workers who loved Beto O’Rourke, but could not explain why they are voting for him. (Hint: He is not a theocrat, as Cruz is and his father most certainly is; if you are an atheist, that should be good enough.) He had some nice things to say about Ted Cruz.

Personally, I do not think Ted Cruz is as smart as everybody thinks he is. One of the reporters on the Texas Tribcast said she thought that Cruz was smart because he will always give the same answer to the same question. That is not intelligence, that is rigidity. He seems to have the same opinions at 47 as he did at 17. There is the type of intelligence that can think of 100 ways to try to get a square peg into a round hole, and there is the type of intelligence that realizes pretty quickly that maybe trying to put a square peg into a round hole is not a good use of your time. Ted Cruz seems to have a lot of the former.

Granted, like most conservatives, Ted Cruz can show some plasticity at times. Ted Cruz loves to drone on and on about how we should follow the intent of the Founding Fathers. Yet after rulings on gay marriage and the ACA that he did not like, Ted Cruz thought there should be retention elections for the Supreme Court. I guess following the Founders is fine up until you get a ruling you do not like. (A note to originalists: If you can change your mind when you do not like how things are going, then don’t get upset when the rest of us change our minds when we don’t like things.)

Actually, I do think conservatives are consistent. They want power, and to make people they do not like suffer. If they seem to be contradicting themselves, use “Cruz’s Razor” and see how it compares to that.

Anyway, like most conservatives, Cruz might seem smart, but ultimately he believes in his revealed principles, and will ignore any evidence against them.

This glibertarian said he was basing his opinion of Ted Cruz’s intelligence based on what he heard from Cruz’s professors at law school. I said I was basing my opinion of his stupidity based on Cruz’s words and actions. The glibertarian had no response to that.

He also said he liked Ted Cruz because Cruz fights for his beliefs. I guess he does, if he believes he is a liar, his wife is ugly, and his dad assassinated JFK. Not only did Cruz not stand up for himself against Donald Trump, he asked Trump to campaign for him in the recent election. If Ted Cruz won’t stand up for himself or his family, what makes you think that he will stand up for you?

I have tried to keep an open mind about libertarians, but a lot of times if you keep them talking, they are just Republicans who do not want to call themselves Republicans.

Big Jim will stand up for his beliefs, but won’t push them on others.

Stela of Amenemhat and Hemett, Middle Kingdom, early Dynasty 12 (about 1956–1877 BC), at the Art Institute Of Chicago, assumed allowed under Fair Use.


Thoughts On The Austin Water Shortage

Recently, there was a warning from the City of Austin that residents should boil water before using it for cooking or consumption. There was a lot of flooding upstream in the rivers that feed into the other Colorado River, which put a lot of silt and solids into the water.

Here is a quote from the link above:
This has been an unprecedented event in Austin Water’s more than 100 years of delivering water to Austin residents. Historic flooding created water that showed over 100 times the level of silt and solids typically than found in our source water. This dramatically changed the way our treatment plants needed to operate to produce high quality water, and decreased the amount of water the plants were able to filter. This required us to slow our water treatment process.

What really bothers me about all of this is that I have not been able to find any information about what they are going to do about this in the future. Climate change is happening now, folks. These floods are just one of the effects, and I think they will become more common. There will be more “unprecedented” events. So how will the city deal with this going forward?

Will they install more filtration systems? I watched a press conference on YouTube, but I did not hear anything about future preventive measures.

I did use the water to brush my teeth the first day. I did not know about the boil order until I got to work. Checking the city’s website to see the status of the water supply is not part of my daily routine.

My apartment complex has had some water issues and they have had to shut off the water several times, so to an extent I was not too bothered by the general ban. When the complex shuts off water, even showers and laundry are unavailable. I have started buying more metal water bottles to store water for shutoffs. When I first moved in, the water was getting shut off every week. I asked them what was going on, and they pulled the old “blame the government” card. The problem with that argument is the place I lived in before was also within Austin’s city limits, and that complex never had water problems.

Several restaurants were affected. Five Guys in Austin were completely shut down that week, and Whataburger only had drive-through.

I have a few more points related to this incident.

Point 1: The mayor’s press conference was first streamed on Facebook. I really wish the world would stop using Facebook, especially governments at all levels. Constituents should be able to get information on government web sites without logging into some other web site, particularly a company that most people do not trust. Do not use Facebook, do not empower Facebook, do not do anything that puts money in the pockets of Mark “privacy for me but not for thee” Snakerberg.

Point 2: I have had a few conversations in the past couple of weeks in which other people mentioned how crazy the weather has been lately. My brother in New York said that there has been no fall this year. In another conversation, one person mentioned that there are more hurricanes predicted, and again their state did not have much of an autumn. I did not say much. I found it interested that nobody said something like, “I guess climate change is really happening.”

Point 3: There were a lot of people on Twitter making the same tired joke that they will just drink more booze. This brings up two things. First, as Kristi Coulter pointed out, alcoholics and addicts are everywhere in our society. Second: As I have mentioned on this site, so many people in Austin think they are so edgy, and so original, and so “weird”, but they really are none of those things. Just people repeating the same stupid stuff, and thinking they are the first person to do so [1]. You could call it the “42 fallacy”: whenever there is a gathering of sci-fi fans or skeptics, if the number 42 comes up, somebody almost always makes a reference to The Hitchhiker’s Guide to the Galaxy, and they think they are the first person to ever do that. Or that it hasn’t lost its charm after 30 years. It did, about 29 years and 364 days ago.

If you think you are smarter than everybody else, try acting like it.

Note 1: Or they think that Austin is “weird” because there are a lot of people here who would not fit in whatever crazy little church town they are from in the middle of nowhere in Texas. The fact is, there are people in a LOT of places who would not fit in you little crazy church town.

Big Jim hate cliches, and likes being prepared.

“View of Toledo” by El Greco (1541 – 7 April 1614), at El Greco’s site, assumed allowed under Fair Use.


2018-10 Dividend Income Report

Here is the dividend income report for October, 2018.

The monthly dividend income came out to $1130.39. The yearly income total for 2018 through the end of the month was $4606.91.

The income for October, 2017 was $341.83, and the yearly income for 2017 through the end of October was $5138.63.

So I am behind where I was last year, but still ahead of where I was two years ago.

Again, the payouts from some of the funds that should have been at the end of a “C” month spilled over into the following “A” month. I doubt that December’s payout will spill over into January.

I interviewed for a job this month. I decided not to go forward with it for a variety of reasons. This means my current 401(k) is still sitting in ordinary index funds, not in dividend funds. I am still learning new technology on my own time, but on the other hand I am in no rush to add stress to my life. Still, having all that money in dividend funds would be sweet.

I asked HR if I could move it, and they said I could only take it out if/when I leave the company. I wish I could leave for a week, move it, and come back.

We shall see how dividends do going forward. I know it is hip to predict disaster, but between trade wars, Brexit, general conservative stupidity and rising interest rates, it is obvious the good times will not last forever. How will dividends do during the next recession? Who knows? They generally do better than the general market (they did in the dot com crash and the Great Recession), but every downturn is different.

I might hold off on buying a commodities fund. I have no idea how commodities do during downturns. My first guess if they don’t do too badly. People still need to eat. But I also know I am not an expert on this stuff.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each October from 2011 through 2018:

Month YTD Amount 3MMA 12MMA
2018-10 $4606.91 $1130.39 $561.66 $583.77
2017-10 $5138.63 $341.83 $566.34 $556.11
2016-10 $4541.79 $281.09 $508.05 $496.43
2015-10 $4056.72 $312.23 $459.42 $438.15
2014-10 $3236.89 $243.87 $368.19 $340.32
2013-10 $2558.86 $184.81 $295.19 $291.08
2012-10 $2650.92 $225.14 $285.46 $284.35
2011-10 $2330.68 $208.90 $258.17 $238.44

Here are the stocks and the income amounts for October, 2018:

  • Vanguard Dividend Appreciation ETF: $201.69
  • Vanguard International Dividend Appreciation ETF: $33.05
  • Vanguard Global ex-US Real Estate ETF: $50.03
  • Vanguard High Dividend Yield ETF: $272.77
  • Vanguard High Dividend Yield ETF: $407.14
  • Vanguard International High Dividend Yield ETF: $117.99
  • Vanguard Total Bond Market ETF BND ETF: $37.46
  • Vanguard Total International Bond ETF: $10.26

Big Jim is still growing.

“The Triumph of Religion” by Γύζης Νικόλαος (Nikolaos Gyzis) (1842 -1901), assumed allowed under Fair Use. Religion is not endorsed by this website; we actually advocate people abandon fairy tales. It’s just a nice change of pace from walls of text.


Organizations I Could Donate To

I realized I should probably start supporting some of the free stuff that I use. So here is a list of organizations that I will start donating some money to. I might do one of these a month.

  1. AdoptOpenJDK
  2. CFI Austin
  3. Freedom From Religion Foundation
  4. Maraposa Sangha
  5. Poetry In Translation
  6. RationalWiki
  7. Science Friday
  8. University of Illinois at Urbana-Champaign
  9. Wikipedia

Big Jim like helping others who help others.

“The Adoration of the Shepherds” by El Greco (1541 – 7 April 1614), at El Greco’s site, assumed allowed under Fair Use. According to Wikimedia, there are other paintings by El Greco about this topic.


Thoughts On Discovery and Star Trek In General

I watched the first season of Star Trek:Discovery. The verdict: I liked it.

I was afraid that the series might flame out pretty quickly. The original series started strong and frankly got weaker, while the previous spin-offs were just okay for the first season or two, and really got going in the third season. There are a lot more series on television now, and a lot more channels in general. A series no longer gets a season to find its footing. But Discovery worked out okay.

I do wish we got at least one more season of Enterprise. I think the Romulan War would have been interesting. I think that is where the whole series was leading. On the other hand, if they were serious when they said that Future Guy was Archer then perhaps we dodged a bullet. I think the showrunners might have gone full Roddenberry: They were no longer worthy to manage their own brilliant creation.

I think the first two seasons of The Next Generation were almost a different series. Gene Roddenberry was still running things then. For seasons three and four, he wasn’t involved, but he was still mentioned in the credits. Some of the characters were not quite fully formed for the first two seasons. Geordi was just this guy who wore a visor, and….that was about it. And I think with Worf we were just supposed to be impressed by having a Klingon on the bridge of the Enterprise. From the third season on things improved. I think making Geordi the chief engineer was a good move. It’s a bit of a Star Trek cliche, but a show should pick a chief engineer. For the first season of TNG, there was a different chief engineer every time they went down to Engineering. It’s a starship, not a fast food joint.

One reason I think TNG was a different series is the character of Wesley Crusher. I never really liked that character. (One interesting paradox in science fiction is everybody hates Wesley Crusher, yet everybody likes Wil Weaton.) It was irritating and unbelievable that he easily figured out solutions that Starfleet officers with combined decades in space could not see. Frequently the problem at hand was something he read about for school that very same week. I am sure that sort of thing could happen, but not all the time. It’s amazing nobody ever suggested they should all learn how Wesley thinks about things so they could be as efficient as him. Nope, they were just amazed every single time. Wesley was shipped off to Starfleet Academy about the same time Roddenberry died. I think that Roddenberry had plans for the character, and after he had to step back from the show due to his health, the other producers did not have the heart to get rid of him while Roddenberry was around.

One thing I had forgotten: Wesley failed his Starfleet Academy entrance exam the first time. He is smarter than all the officers, but flunks the exam? What the Ferengi???

Season 7 got a little weird, which sometimes worked and sometimes did not. Some of those episodes were just different, and some were out there. A lot of people liked “Lower Decks“, but I did not. “Sub Rosa” was out there. I liked “Parallels“; probably one of my favorites of the entire series. I also liked “Masks“, although a lot of the staff did not. It was kind of like the fifth season of Bablyon 5.

I don’t think there is a series that I do not like (although I have no desire to try the animated series), although some had some weak episodes, even weak seasons. I think Deep Space 9 might be my favorite series overall. It had the best characters overall: great villians, even great recurring characters. I think having an overall story arc really made it stronger. Granted, while arcs are common on TV now, it was just becoming more common during the run of DS9; TNG just missed it. I think the best episodes of Enterprise were the ones that were in story arcs. Most of season three was one arc. But they threw a couple in that had nothing to do with the Xindi; one of them (“Extinction”) was the worst of the season, if not the series. Coincidence? I think not.

Back to Discovery: I liked it. The Mirror Universe is always a crowd-pleaser.

There are a few things that I did not like. I thought the Klingon war got wrapped up a bit too quickly. Maybe I was just hoping it would last longer. I do think that they could have gotten a few seasons out of it. I read on the Discovery sub-reddit that the original plan was to have a different crew for each season of Discovery. I think that would have been a very bad idea. But I think that explains why the Klingon war was ended so suddenly.

I also have read that the showrunner was replaced. I am not too clear on why. I don’t follow the behind the scenes stuff too much. Perhaps the new boss did not want to deal with the old boss’s stuff. But from what I have read on the sub-reddit, I am not the only one who thought the war ended too abruptly. [Note 1]

Another thing that I did not like is that sometimes Michael Burnham seemed a bit too much like Wesley. Maybe Wesley was just a magnification of an odd phenomenon in Star Trek: Sometimes they know an awful lot about an awful lot of subjects. They are dealing with technology that is far beyond what we have today, yet they all seem to be able to fix the warp drive, and the transporter, and the replicator, and fly a shuttle, and shoot pretty well, and this, and that. Which brings me to Paul Stamets. I guess we will see more of Stamets, since we will be seeing more of Culber (presumably through flashbacks). But Stamets will not use the spore drive. Will he stick around and manage the conventional warp drive? Again, these technologies would be beyond what we have today. People with degrees in physics do not just go off and become chemical engineers. But now Stamets is going to be an expert in warp drive after spending years trying to perfect the spore drive.

Plus it takes place before some of the other series. I try not to be one of those people who complains when there is an inconsistency. It’s fiction. There are plenty of people in the real world who are lying.

I did not like Tilly most of the time. Too much post-modern “let’s joke about everything” irony. Wouldn’t people be a bit more serious during a war? And stuck in a parallel universe. Besides, we already get enough sass with Stamets, dammit. And I am going to come out and say it: She looked to heavy to be in the military. To be frank, everybody else looked pretty fit, like they were ready to fight a war. Even Stamets, the character with the least military bearing, at least looked like he would fit in on a military vessel. They had to give Stamets some leeway because he was the expert on the spore drive. Tilly would have no excuse for being silly.

And before you get upset: No, I am not where I want to be either. I have come to realize that training more is not that hard, but eating less is.

This Star Trek has a pretty high body count. There were other series that took place during wars (like DS9), but Discovery had a lot of characters who appeared on-screen and bit the dust (and a few implied off-screen): Philippa Georgiou, Culber, Landry, the real Ash Tyler (which sounds like a twitter handle), Mirror Stamets, and both Lorcas (even though we only see one). Wearing something other than red no longer saves you.

I was not too thrilled with the look of USS Discovery. I thought the USS Shenzhou was a better looking ship.

I liked the first season, and I look forward to the second season.

Note 1: I strongly suspected that Discovery would be about Klingons after CBS put a stop to the fan film Star Trek: Axanar. I figured one reason had to be that the proposed fan film was about a similar topic to something CBS was planning.

Big Jim honors the past, but doesn’t want to be trapped by it.

Image from Memory Alpha, copyright owned by CBS, assumed allowed under Fair Use.


Some Prompted Writing

Recently I went to a Meetup group called Just This: Zen Writing. It took place at the Austin Zen Center.

There was a few minutes of meditation, then there was a prompt, then we all wrote something based on the prompt, then we took turns reading out loud what we wrote and commenting on each others’ writing.

The prompt was from the Diamond Sutra:

All conditioned dharmas
Are like dreams, illusions, bubbles, or shadows;
Like drops of dew, or like flashes of lightning;
Thusly should they be contemplated.

The leader played a few minutes of some monks chanting the Diamond Sutra.

One thing I found interesting is that a few people wrote quite a bit, but a couple of people only wrote a few sentences.

Here is what I wrote:

Chanting, marching, motion.

Driving. Highways. Night. Sunrise.

Things are more fleeting for me that they really are. I speed by, they remain in place. Someone may see me speed by in a second. We exist only for a second to each other. The motionless destination gets closer, yet too slow for me.

Mountains, rivers, oceans sometimes visible for a few seconds before obscured by trees and distance, or the setting of the sun. Horses and trains in Alabama are replaced by horses and trains in Illinois. Georgia pines blend into Arkansas pines. Trucks and truck stops, unique yet interchangeable across state lines and times of day.

Machines, cars, tractors arise and pass away as do deer, horses and hills. Crossing Maryland for 12 minutes, crossing Tennessee for eight hours. Engines drone as sun shines and rain falls. People live and die, birds land and rise. North, south, east, west. Job, school, family, wandering, reunion, escape, new life. Everything arises in the horizon in front of me and passes away in the horizon behind. And to them you are someone roaring by to be seen same time next year, or never again.

Big Jim prefers Theravadan suttas, but he went with the program.

Dame Autumn has a mournful face” by John Atkinson Grimshaw (6 September 1836 – 13 October 1893),  assumed allowed under Fair Use.


Thoughts On Political Machines

In his testimony last week, Brett Kavanaugh went on about shadowy left-wing forces trying to take him down.

The irony is that Hillary Clinton spoke of a “vast right-wing conspiracy“. A conspiracy implies secrecy, and frankly the right wing was never too quiet about their hatred of the Clintons. It was more of a vast right-wing machine or network.

There are the Koch Brothers, who fund many think tanks and advocacy groups, including the Cato Institute, the Mercatus Institute and ALEC. There is Richard Mellon Scaife, who, like the Kochs, got his start as a hardscrabble newborn in a rich family. One of the largest banks in the country is The Bank of New York Mellon; he is part of the Mellon family. (Seriously, what is it with conservatives who are born into wealthy families, and then turn around and lecture the rest of the world about self-reliance?) And there is Robert Mercer and his daughter Rebekah Mercer. (She has a very large forehead; I guess her head needs to be bigger to contain all the resentment she feels for having a wealthy father.)

Brett Kavanaugh himself spent a large part of his career as a right-wing operative. He worked with Ken Starr. He was part of the Florida mis-count. He drafted many of George W Bush’s signing statements (also see here). Like debt, signing statements are one of those things conservatives are only bothered about when a Democrat does them.

I think that Kavanaugh is committing a fallacy that a lot of conservatives commit: Because there is a right-wing machine, there MUST be a left-wing machine; because conservatives are willing to lie to get power, liberals MUST be doing the same thing. Kind of like how many drunks like Kavanaugh think that because they can’t function without a lot of booze that everybody else must need it as much as they do.

A lot of conservatives honestly think that nobody ever really disagrees with them. Anybody expressing a contrary view must be paid off. George Soros seems to be a favorite. It was funny after all the marches last year that a lot of people were joking that they never got their check.

Kavanaugh said the allegations against him are all lies and are motivated by anger about the 2016 election. It’s funny how there were no allegations about Neil Gorsuch. I guess George Soros was on vacation that month. If there was any nomination that people would go to any lengths to stop, it would be Gorsuch’s. His seat was stolen from Merrick Garland. You could say it was stolen from all the people who voted for Obama. Some people vote for President because of the judicial branch.

So there is no left-wing machine to match the one on the right. But what if there were? They spend billions to spread their lies, they gerrymander, they accept help from the Russians; all that effort, yet they still don’t get the percentage of votes commensurate with the disparity in funding. Trump won by 85,000 votes in about three states.

Maybe we the people should build a left-wing machine. I think we would crush them.

Kavanaugh complained that the Ford charges were sprung on him at the last minute. Kavanaugh was nominated by a president who did not receive a majority vote, but acts like he is god-emperor. Most people did not vote for Trump. Most people do not like him. Most people do not want him to be president. Kavanaugh was sprung on us.

Big Jim doesn’t like whiners who think they are big tough guys.

 “Two angels and two devils” by Paolo Uccello (1397 – 1475),  assumed allowed under Fair Use.


Thoughts On Photographing The Ladies

I don’t seem to get anywhere with women, but sometimes I have fantasized about photographing women.

It would probably be a great way to meet women and see lots of naked women. On the other hand, it would also be very expensive. I would need an actual camera, and a studio, and some lights.

When I was living in Chicago, I knew a guy who did a lot of photography, including women. A lot of the women were models who were glad he charged very little money. He may even have done it for free. Some of the women were a bit on the skanky side in my opinion. I do not find tattoos attractive at all. From what I could tell, his wife did not seem to mind him photographing all these other women.

He would also photograph Renaissance fairs and air shows. I do not know if he went to any air shows in Illinois, but he did go to a few in Wisconsin. Maybe he was at the Janesville Warbird Weekend (also see here). People really seem to like WWII aircraft. Is it because it was the last war we had no doubts about?

Instead of only taking pictures of women standing around, I would need to give them something to do. Using the famous “idea list” technique, here are a few possibilities:

  • Walking on a treadmill
  • Cleaning
  • Hanging clothes on a clothesline
  • Folding clothes (ironic, I know)
  • Changing a light bulb over and over and over again
  • Rearranging books on a shelf
  • Cleaning and shooting guns
  • Jumping rope
  • Yoga
  • Painting (art or painting a wall)
  • Cooking
  • Stuffing envelopes
  • Trying on different hats and boots
  • Writing on a white board
  • Cutting cake slices
  • Cleaning a glass door
  • Practicing with a sword
  • Adjusting her hair

Yes, a lot of these are “domestic” tasks. But I thought it would be nice to have some more variety that just a woman bending over while working on a spreadsheet.

Big Jim hates alcohol and loves women. He is the opposite of Brett Kavanaugh.

Eve” by Pantaleon Szyndler (26 July 1846, – 31 January 1905),  assumed allowed under Fair Use.


2018-09 Dividend Income Report

Here is the dividend income report for September, 2018.

The monthly dividend income came out to $506.44. The yearly income total for 2018 through the end of the month was $3476.52.

The income for September, 2017 was $775.50, and the yearly income for 2017 through the end of September was $4796.80.

I did not buy the iShares Commodities Select Strategy ETF. I think that because it is a commodities fund, I have to sign my life away before my broker will let me buy it. I would like to talk to someone at my broker about it, but their office hours are while I am at work.

Only a few of my non-bond ETFs paid out this month. Most of them are spilling over into next month. That should help my averages.

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each September from 2011 through 2018:

Month YTD Amount 3MMA 12MMA
2018-09 $3476.52 $506.44 $430.49 $518.06
2017-09 $4796.80 $775.50 $562.76 $551.05
2016-09 $4260.70 $720.86 $505.47 $499.02
2015-09 $3744.49 $659.59 $443.06 $432.46
2014-09 $2993.02 $536.75 $353.04 $335.39
2013-09 $2374.05 $395.65 $293.78 $294.44
2012-09 $2425.78 $315.21 $283.66 $283.00
2011-09 $2121.78 $243.26 $256.81 $233.01

Here are the stocks and the income amounts for September, 2018:

  • Vanguard Total Bond Market ETF: $38.23
  • Vanguard Total International Bond ETF: $10.35
  • RLI Corp: $30.67
  • Vanguard REIT ETF: $236.59
  • Vanguard Utilities ETF: $190.60

Big Jim’s path to riches sometimes feels very slow.

Le chat angora”  by Jean-Honoré Fragonard (4 April 1732 – 22 August 1806) , assumed allowed under Fair Use.